Policy-Gated Decision Bus Deterministic Evidence Trails Streaming Signal Ingestion Tenant-Isolated Workloads Regulatory Reporting Workflows Cross-Jurisdiction Monitoring Identity + Access Hardening Contract-Safe API Surfaces Policy-Gated Decision Bus Deterministic Evidence Trails Streaming Signal Ingestion Tenant-Isolated Workloads Regulatory Reporting Workflows Cross-Jurisdiction Monitoring Identity + Access Hardening Contract-Safe API Surfaces
Autonomous Risk Intelligence + RACA

The platform
that thinks
like a regulator.

One enterprise intelligence layer for sanctions, fraud, AML, and narrative risk operations, now extended with RegNovaIQ Autonomous Compliance Agents across API, operator workbenches, and customer-safe release gates.

Platform Overview Unified risk intelligence platform
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Core Products
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Surfaces
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Monitoring Hours
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Decision Engines
API Contracts Tenant RBAC Evidence Trails WebAuthn MFA
Risk Correlation Matrix Cross-Signal Flow
0 Core Products
0 Integrated Surfaces
0 Monitoring Hours
0 Decision Engines
0 Unified Evidence Layer
RACA

Governed autonomous compliance agents across every surface.

RACA extends RegNovaIQ with approval-bound investigation packaging, regulatory-change autopilot, compliance-mesh posture evaluation, and customer-safe code intelligence for release governance.

Operator orchestration

Admin workbenches expose the RACA swarm overview, orchestration packets, deployment-impact gates, and internal code-intelligence coverage.

Customer-safe workspaces

Client tenants can review governed compliance-mesh posture, code context, and promotion-safe release impact without access to internal-only tooling.

Evidence-led autonomy

Every autonomous package remains approval-bound, tenant-scoped, and backed by deterministic provenance, traceability, and rollback-aware release metadata.

Products

5 products. One intelligence layer.

Each product delivers traceable evidence, confidence intervals, and regulator-ready outputs.

Sanctions & KYC Screening

  • Real-time screening against UN, OFAC, EU, UK sanctions lists
  • GNN-powered entity resolution with relationship-aware matching
  • Streaming screening pipeline with Kafka-driven continuous processing
  • Perpetual KYC with continuous entity monitoring
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Transaction Monitoring

  • Streaming anomaly detection across payment networks
  • Behavioral analytics with adaptive thresholds
  • Cross-border flow analysis and jurisdictional risk scoring
  • Automated SAR filing with approval workflows
  • Cross-institution alert correlation via consortium intelligence
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Fraud & AML Detection

  • Money mule network detection via graph neural networks
  • Synthetic identity and document fraud analysis
  • Automated SAR generation with evidence chains
  • Closed-loop investigation feedback with model retraining
  • Streaming feature computation with freshness SLAs
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Narrative Risk Intelligence

  • ESG washing and greenwashing detection
  • Coordinated narrative campaign identification
  • Temporal narrative trajectory analysis
  • Multi-modal fusion across text, numeric, and imagery
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Governance Operations

  • Policy management with workflow-driven approvals
  • Evidence ledger and audit trail automation
  • Regulator-ready reporting packs
  • Unified API contracts across screening, alerts, and risk domains
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Intelligence engines

Six engines powering autonomous risk decisions

Hover to explore each engine's core capabilities.

ORACLE

Orchestrated Risk Analysis & Compliance Logic Engine

ORACLE

  • Multi-dimensional risk orchestration
  • Evidence-led compliance workflows
  • Regulatory alignment scoring

AURA

Autonomous Unified Risk Assessment

AURA

  • Entity-level unified risk profiles
  • Cross-product risk aggregation
  • Confidence interval reporting

GAIA

Governance AI Architecture

GAIA

  • Policy-as-code governance
  • Model versioning and approval workflows
  • Audit trail automation

Digital Twin

Entity simulation and scenario modeling

Digital Twin

  • Entity behavior simulation
  • What-if scenario analysis
  • Predictive risk trajectory modeling

Sentinel-SI

Systemic Intelligence for cross-institution risk

Sentinel-SI

  • Cross-institution risk correlation
  • Federated learning across boundaries
  • Systemic risk early warning

Causal AI

Root cause analysis and counterfactual reasoning

Causal AI

  • Root cause identification
  • Intervention impact estimation
  • Counterfactual scenario modeling
Platform modules

Every risk discipline, one decision fabric

Detection, investigation, intelligence, and evidence run on a single tenant-isolated platform. Each module exposes a contract-stable API, writes to one immutable evidence ledger, and is governed by the same policy and access controls.

Detection & monitoring Real-time signals across payments, identities, and counterparties.

Alert Triage & Investigation

Risk-scored alert queues with disposition workflows, linked-case context, and an explainable rationale on every decision so analysts close items with defensible audit trails.

Transaction Monitoring & Streaming

Continuous behavioural and rules-based monitoring over streaming payment rails, with adaptive thresholds, cross-border flow analysis, and jurisdiction-aware scoring.

Sanctions, PEP & Adverse Media

Screening against UN, OFAC, EU, and UK lists plus PEP and NLP-driven adverse-media matching, with relationship-aware resolution and continuous re-screening for perpetual KYC.

Custom Watchlists

Tenant-defined watchlists for internal risk lists, prior subjects, and bespoke typologies, screened in the same pipeline as global lists with full match provenance.

Entity & network intelligence Resolve who is who, and see how they connect.

Entity Resolution & Risk Fabric

Graph-based entity resolution unifies customers, counterparties, and accounts into a single risk fabric, aggregating signals across every product into one entity-level profile.

UBO Network Intelligence

Beneficial-ownership graphs trace control through layered structures, surfacing ultimate owners, circular holdings, and concealment patterns across ownership chains.

Money-Mule Network Detection

Graph analytics expose mule rings, layering chains, and collusive account clusters by correlating transaction flows, shared attributes, and timing across counterparties.

Synthetic-Identity Fraud

Fuses document forensics, identity-attribute consistency, and behavioural signals to flag fabricated and stitched identities before they reach onboarding or credit.

Evidence & provenance Every decision is reproducible and independently verifiable.

Cryptographic Decision Provenance

Each risk decision is captured with its inputs, model version, and policy context, then replayable on demand to reconstruct exactly why an outcome was reached.

Merkle / Blockchain Anchoring

Evidence bundles are hashed into a Merkle structure and anchored so any audit pack can be proven untampered, giving regulators independent integrity verification.

ESG Intelligence

Claim-versus-reality analysis detects greenwashing and disclosure inconsistencies by reconciling stated ESG positions against observed facts and counter-evidence.

Data-Source Catalog

A vendor-free catalog registers every list, feed, and reference dataset with lineage, freshness, and ingestion provenance, so analysts trust the data behind each signal.

Investigation & intelligence From detection to defensible filing, with the analyst in control.

Case Management & AI Copilot

End-to-end case workflows with an approval-bound AI copilot that drafts SAR narratives grounded in case evidence and disclosed sourcing, never free-form invention.

Customer Risk Profiling

Dynamic customer risk scores blend KYC posture, behaviour, and network exposure into a continuously recalculated profile that drives review cadence and EDD triggers.

ML / AI Insights

Anomaly detection with SHAP-based explainability, fairness monitoring, and drift detection keep models transparent, equitable, and accountable in production.

Risk Forecasting & Analytics

Portfolio-level analytics and forward-looking risk forecasting turn detection signals into exposure trends, scenario views, and regulator-ready management reporting.

Operator control plane

Run the whole platform from one console

The admin console gives operators tenant lifecycle, commercial provisioning, data and model operations, and full observability — every action role-gated and written to the audit trail.

Tenant Directory

A single registry of every institution on the platform, with status, plan, and isolation boundaries enforced on every request.

Onboarding & Provisioning

Guided new-client onboarding with environment setup, seed configuration, and activation in a controlled, repeatable workflow.

Licensing & Entitlements

Per-tenant SKU, add-on, and capability entitlements with a preview-diff before commit and a manifest read-back to confirm what the tenant can see.

Ingestion & Curation

Manage data sources and sync jobs, browse screening lists, and work the match-curation queue with full ingestion provenance.

Background Jobs

Schedule, monitor, and re-run platform jobs — retraining, re-screening, exports — with status, history, and failure visibility.

Observability & Audit

Live platform health, dependency status, and an end-to-end audit trail of every operator and analyst action across all tenants.

Billing & Lifecycle

Subscriptions, invoices, and tenant lifecycle — suspend, reactivate, or retire — with usage and commercial controls in one place.

RBAC & Passkeys

Granular role-based access plus per-operator WebAuthn / FIDO2 passkeys for phishing-resistant step-up on sensitive actions.

Compliance & Governance

Policy management, model governance, and regulatory-change tracking with workflow-driven approvals and immutable evidence lineage.

ML Operations

Model registry, promotion and rollback, and drift / fairness / performance monitoring with operator-controlled retraining jobs.

Platform Configuration

Centralised runtime configuration with change history, so operators can adjust thresholds and toggles without redeploys.

Users & Roles

Manage operator and analyst accounts, roles, and sessions across tenants with full attribution on every change.

Platform capabilities

Nine capabilities engineered for regulated risk operations

Graph intelligence, real-time screening, and strong-authentication controls built into the platform.

GNN Entity Resolution

Graph neural network embeddings for relationship-aware entity matching across complex ownership structures.

Graph Intelligence

Streaming Screening

Kafka-driven continuous screening pipeline replacing batch-oriented queue processing with real-time consumers.

Real-Time

SAR Auto-Filing

End-to-end SAR workflow from detection to regulatory submission with multi-level approval gates.

Regulatory Ops

Cross-Institution Correlation

Consortium-level alert correlation merging intelligence across institutional boundaries.

Consortium Signal

Feedback Loop Wiring

Closed-loop investigation feedback connected to model retraining orchestration triggers.

Continuous Learning

Streaming Features

Real-time feature computation pipeline with freshness SLAs and lineage tracking from streaming events.

Feature Pipeline

WebAuthn / FIDO2

Hardware token MFA with WebAuthn registration, attestation validation, and assertion flows.

Strong Auth

CAPTCHA Integration

Config-driven CAPTCHA provider with challenge verification enforced in auth and biometrics flows.

Bot Defense

Unified API Contracts

Consistent API contracts across screening, alerts, and risk domains with tenant-scoped controls.

Contract Integrity
Enterprise security

Built for the most regulated environments

Enterprise-grade security posture with privacy-preserving intelligence at every layer.

Tenant Isolation End-to-End Audit Trails Encryption In Transit Encryption At Rest Data Retention Controls WebAuthn / FIDO2 RBAC + Audit Trails CAPTCHA Verification Security Monitoring Data Sovereignty
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See it in action

Schedule a tailored demo for your regulatory environment and technology stack.

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